Woman hugging her son, who's sitting on the car's roof, through the sunroof

Specialist cover for whatever lies ahead

Enjoy trouble-free motoring, without any unwanted surprises, thanks to ALPHERA Protect – 5 Start Defaqto rated insurance designed for you, your car and your lifestyle.

The top-rated insurance in the market

Each of our ALPHERA Protect insurance products is 5 Start Defaqto rated, giving you the highest-quality cover available.

ALPHERA Shortfall Insurance

Providing you with financial protection should your vehicle be written off or stolen.

ALPHERA Contract Hire Shortfall Insurance

Providing you with financial protection should your vehicle be written off or stolen and you have a Contract Hire agreement.

ALPHERA Tyre Damage Insurance

Covering tyre damage repair costs so your vehicle is ready for the road.

ALPHERA Cosmetic Repair and Alloy Wheel Repair Insurance

Covering repair costs of minor damage so your vehicle leaves a lasting impression.

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Woman smiling and writing a heart into the snow on her car's windscreen

Protect yourself against the unexpected

Insurance is one of those things you never want to call on, but when you do, it’s great to know that you’re covered financially against unexpected events. And with the ALPHERA Protect range of specialist insurance products, you can get on with life behind the wheel, safe in the knowledge that you’ve made plans to cope with bangs, knocks and bumps, and their financial implications.

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Older couple hugging in their boot in the sunshine and smiling at each other

Cover from car people

Like our car finance, all products in the ALPHERA Protect range are designed specifically for you and your car, and brought to you by a company that specialises in motoring. So they give you more specific cover, and more specialist support, than you’ll find elsewhere.

Financing your car

ALPHERA Select

Enjoy more car for your money with our most popular finance product. Thanks to its key feature – a Guaranteed Future Value – your monthly payments could be less than you think.

ALPHERA Hire Purchase

If you’d like to own your car at the end of your agreement, with fixed monthly payments and no mileage restrictions, ALPHERA Hire Purchase could be exactly what you need.

MyALPHERA Finance

The easiest way to manage your motor finance

With the MyALPHERA Finance portal, you’ll find all the help you need to manage your finance agreement, whenever you need it. Register today for self-service access to a wide range of functionality…

  • Amend your details
  • Select a different payment date
  • Make partial early repayments
  • Request a settlement figure
  • Find out what happens at the end of your contract

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