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Motor finance made clear for you

Make the right decision, and understand all your options, with specialist support from ALPHERA.

We’re at your service

Whether you’re new to our products and services, or you’d like to get more from your existing agreement with ALPHERA, we’re here to help.

Financing your next vehicle

Whatever your preferred vehicle, choose specialist solutions brought to you by the finance division of the BMW Group.

ALPHERA Insurance Solutions

Protect yourself against the financial implications of those unexpected motoring moments.

MyALPHERA Finance

Register in minutes for instant, anytime access to your finance agreement through our MyALPHERA Finance self-service portal.

Existing customers

Got any questions about your existing finance arrangement? Want to know how we can help you further? Find all the answers here.

End-of-contract options

Explore the options available to you, and make plans for enjoying your next vehicle quickly and easily.

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Choose the right finance with confidence

When you’re choosing your next vehicle, you don’t want to be worrying whether you’ve made the right financial decision. At ALPHERA, we make things clear and straightforward for you. So we’ll give you all the information you need to make the most informed choice possible. And as part of the BMW Group, we’re uncompromising in the quality of products we offer you – without restricting you to any particular car manufacturer.

Highlights of our product range

ALPHERA Select (PCP)

Enjoy more car for your money with our most popular finance product. Thanks to its key feature – a Guaranteed Future Value – your monthly payments could be less than you think.

ALPHERA Hire Purchase

Enjoy more car for your money with our most popular finance product. Thanks to its key feature – a Guaranteed Future Value – your monthly payments could be less than you think.

ALPHERA Shortfall Insurance

5 Star Defaqto rated insurance that protects you from losing out financially if your vehicle is written off or stolen.

MyALPHERA Finance

The easiest way to manage your motor finance

With the MyALPHERA Finance portal, you’ll find all the help you need to manage your finance agreement, whenever you need it. Register today for self-service access to a wide range of functionality…

  • Amend your details
  • Select a different payment date
  • Make partial early repayments
  • Request a settlement figure
  • Find out what happens at the end of your contract

Latest News

Never miss a thing

Stay in touch with all the latest news and updates from ALPHERA and the motor finance industry, delivered direct to you.