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Setting new standards in motor finance

Whether you’re buying a car, motorcycle, electric vehicle or plug-in hybrid, or you’re in the business of selling vehicles, ALPHERA’s focus is on giving you more quality, more choice and more value – however you choose to engage with us.

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Not just another lender

Launched in 2006 as part of the BMW Group, ALPHERA is an award-winning motor finance specialist offering flexible finance products through an approved dealer network of over 1,200 Partners. 

We offer PCP and Hire Purchase finance for new and used vehicles, combining automotive expertise with a clear focus on drivers, dealers and the motor trade. And because ALPHERA is not restricted to one vehicle manufacturer, we help make specialist motor finance available across a wide range of vehicles and brands.

A motor finance company, not a bank, we’re here to do two things:

• When you’re buying a car, motorcycle, electric vehicle or plug-in hybrid, we’ll give you the information and choice you need to make the right finance decision with real confidence.

• When you’re in the business of selling vehicles, we’ll give you more support, more consultancy and more opportunity to help customers into their next vehicle, and keep them returning to you long into the future.

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Committed to transparency and customer service excellence

We’re relentless in our drive to improve transparency, clarity and the customer experience. That means giving vehicle buyers more information on their options, and more clarity in how motor finance products work. It also means helping our Partners set new standards in customer service, by offering training and accreditation.

Explore our customer satisfaction scores and learn more about the benefits of financing with ALPHERA.

The values that define us

Behind our market specialism and industry-leading products and services is our culture, based around key values.

 

  • Specialism
    We know cars and finance. Every member of the ALPHERA team excels in their motor industry insight and knowledge.
  • Responsiveness
    We listen and respond, reacting quickly to the needs of our business Partners and finding flexible ways to help them sell more cars.
  • Innovation
    We like new ideas and are creative in what we do, constantly challenging and evolving to keep you one step ahead of our competition.
  • Integrity
    We play fair and do what we promise. Honesty in all of our dealings is fundamental and we are advocates of responsible lending.
  • Commitment
    As part of a global brand, we’re in it for the long-term. We maximise our international pedigree and heritage to support ALPHERA Partners in achieving their business goals.
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Awards and industry recognition

We pride ourselves in the quality of the services we deliver to our customers and Partners and in the environment we create for our employees. And over the years our efforts have received wide industry recognition. So whether you’re buying a car or motorcycle, or in the business of selling cars and motorcycles, we are the reliable Partner by your side.

Learn more about how we can support you

For finance customers

More information, more choice

Finding the right motor finance is all about understanding your options – and which suits you best. ALPHERA makes the whole process transparent and straightforward, giving you all the information you need to make the right decision and look forward to enjoying your next vehicle, quickly and easily.

For business Partners

Higher standards, greater value

ALPHERA provides a higher level of consultancy and support than any other motor finance provider for you, our business Partners. Setting the highest quality standards in the motor finance sector, and providing rewards for your efforts, we go further to help you reach your business goals and deliver great service to your customers.

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