Two women smiling whilst driving in a convertible in the sun

Finance engineered for the motor industry

Choose ALPHERA for motor finance designed specifically for vehicles and their owners, and for you, our business partners.

More choice for your customers. More opportunity for you.

Our motor finance products provide two key benefits – choice and flexibility for your customers when they’re deciding on their next car or motorcycle; and more opportunity for you to do more business, more easily, and on a repeat basis.

ALPHERA's motor finance solutions

ALPHERA Select

Why it’s better for your customers
A Personal Contract Hire (PCP) solution, ALPHERA Select is our most popular car finance product. And with good reason. It gives your customers a number of options at the end of their agreement and helps to make the car or motorcycle of their choice more affordable.

The secret lies in Select’s ‘Guaranteed Future Value’ (GFV) feature. It essentially gives your customers more car for their money.

They’ll have the freedom to defer a proportion of the vehicle’s total value, to be paid at the end of the agreement. So they have the flexibility to add more options to their chosen vehicle or upgrade to a higher specification model – all within their budget. Alternatively, they can choose to simply pay less each month.

Why it’s ideal for you
ALPHERA Select can help to open up new customer markets by allowing a more flexible approach than some traditional finance products.

It’s not only a great way to sell new and used cars and motorcycles, but also a strong customer retention tool, giving them a persuasive reason to return to you when they are in the market for their next vehicle.

ALPHERA Hire Purchase

Why it's better for your customers
ALPHERA Hire Purchase allows your customers to spread the cost of their vehicle over an agreed period of time, with fixed regular payments. At the end of the term, they can keep the car or part-exchange it for a new one. It’s simple, straightforward and hassle-free.

Why it's ideal for you
Because our plans can be tailor-made based on client deposit, how much they wish to pay monthly, and how long they’d like the agreement to last, you’ll benefit from fully-satisfied customers who are highly likely to return when they’re in the market for their next purchase or loan.

More ALPHERA services for Partners

Insurance that works for you and your customers

With our 5 Star Defaqto rated insurance products, you can offer specific, straightforward cover that protects your customers against many of the unforeseen costs of driving.

Funding to help your business grow

From funding to help make sure your stock levels match demand, through to commercial mortgages to support your business growth, we offer our business partners a range of wider commercial support.

Compliance made clear for you

Call on us for practical tools, expert guidance and hands-on consultancy to help you meet all of your compliance requirements and make your sale processes even more efficient.

The best technology (and support) in the business

Call on our comprehensive suite of showroom technology, finance and insurance tools, and marketing products – all backed by our support team – to streamline your business and access more opportunities.

Latest News

Never miss a thing

Stay in touch with all the latest news and updates from ALPHERA and the motor finance industry, delivered direct to you.